Malaysia Salary Calculator 2026
Estimate your take-home pay and your employer's cost: EPF, SOCSO, EIS, LINDUNG 24 Jam and income tax (PCB) at October 2026 rates.
Uses the RM9,000 individual relief, your EPF contributions (up to RM4,000, EPF only) and your SOCSO and EIS contributions (up to RM350).
Learn more about contribution rates →
Basic Information
Your basic monthly salary before any deductions
This is below the RM1,700 monthly minimum wage, which applies to all employers from 1 August 2025 (Minimum Wages Order 2024).
Usually resident if you are in Malaysia for 182 days or more in the year. Expats with a contract of 182 days or more get resident PCB rates from the first month.
Expats on an Employment Pass and foreign workers both pick Non-Malaysian. Choose tax residency separately above.
Paid by the employer on Malaysian employees' wages. Not deducted from pay.
More options Tax category, bonus, allowances, zakat, expat rates
Leave these empty to keep the basic estimate. PCB follows the LHDN 2026 computerised formula.
RM2,000 each. Not used for Single.
EPF applies. SOCSO and EIS do not.
Reduces PCB ringgit for ringgit. Residents only.
Monthly allowances and benefits
An example from LHDN: RM5,000 salary, RM800 car allowance, RM300 meal and RM250 childcare allowance gives RM5,800 taxable pay.
Housing, car, shift or other fixed cash allowances. EPF, SOCSO and EIS apply.
Tax-free up to RM6,000 a year (RM500 a month). No EPF or SOCSO.
Children up to 12. Tax-free up to RM3,000 a year (RM250 a month).
Tax-free when paid at the same rate to all staff (meal), for actual parking, or for one work phone and its bills.
Company car, housing, driver. Taxable, no EPF or SOCSO, not paid in cash.
Tax details
Only if your approval letter says so. Residents only.
Tax Reliefs (YA 2026)
Enter yearly amounts. Each field is capped at the LHDN limit. Non-residents get no reliefs.
Individual & Family
Everyone who is tax resident
Insurance & Savings
Worked out from your salary. EPF only.
Worked out from your salary
Education & Medical
Lifestyle & Other
Total Tax Relief: RM 9,000
Bonus month ()
PCB that month is the normal PCB plus - on the bonus. Employer EPF on the bonus: -.
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Monthly Breakdown
Annual Summary
Disclaimer: These are estimates, not advice. PCB follows the LHDN 2026 computerised formula for the inputs you give; your payroll may differ if it uses other declarations, back pay or a different month. The yearly tax is what an e-Filing for the same year would show. Check the official EPF, SOCSO and LHDN sources for your own case.
Rates last checked 12 Oct 2026. Sources:
Understanding Your Salary Deductions
EPF (Employee Provident Fund)
Retirement savings. Below 60, employees pay 11% and employers 13% (wages up to RM5,000) or 12% (above). Malaysians 60 and over: employer 4%, employee 0%. Non-Malaysian employees (expats and foreign workers): 2% each, from October 2025 wages. Amounts come from the KWSP wage-band table and are rounded up to the next ringgit.
View official EPF contribution rates →SOCSO (Social Security)
Covers work injuries and, below 60, invalidity. Employers pay about 1.75% (1.25% from age 60 and for non-Malaysian employees); employees below 60 pay about 0.5%. Wages are capped at RM6,000. Since June 2026, LINDUNG 24 Jam adds a 0.75% employee share for accidents outside work: mandatory for non-Malaysian employees (expats and foreign workers), voluntary for local employees from 8 July 2026.
View official SOCSO contribution tables →EIS (Employment Insurance)
Help if you lose your job. Employer and employee each pay about 0.2%, capped at RM6,000. It does not apply to non-Malaysian employees or employees aged 60 and over.
View official EIS contribution rates →Income Tax (MTD/PCB)
Monthly PCB follows the LHDN 2026 computerised formula: the year's tax on your projected chargeable income, less PCB already paid, spread over the months left. Under RM10 is not deducted, and amounts round up to the next 5 sen. Residents (including expats and foreign workers who are tax resident) pay 0% to 30% after reliefs, less a RM400 rebate if chargeable income is RM35,000 or less. Non-residents pay a flat 30% with no reliefs.
View LHDN tax relief guidelines →2026 Income Tax Rate Table (YA 2026)
| Chargeable Income (RM) | Rate | Tax on Band (RM) |
|---|---|---|
| 0 - 5,000 | 0% | 0 |
| 5,001 - 20,000 | 1% | 150 |
| 20,001 - 35,000 | 3% | 450 |
| 35,001 - 50,000 | 6% | 900 |
| 50,001 - 70,000 | 11% | 2,200 |
| 70,001 - 100,000 | 19% | 5,700 |
| 100,001 - 400,000 | 25% | 75,000 |
| 400,001 - 600,000 | 26% | 52,000 |
| 600,001 - 2,000,000 | 28% | 392,000 |
| Above 2,000,000 | 30% | - |
These rates are for resident individuals. If chargeable income is RM35,000 or less, a RM400 rebate comes off the tax. Non-residents pay a flat 30% with no reliefs. Budget 2027 proposes lower rates from YA 2027.
View official LHDN tax rate schedule →Frequently Asked Questions
How accurate is this calculator?
EPF, SOCSO, EIS and LINDUNG 24 Jam use the official KWSP and PERKESO contribution tables, so they should match a payslip for the same monthly wage. Monthly PCB uses the LHDN 2026 computerised formula, including bonuses, allowances, zakat and the 15% expat rates under More options. LHDN's own example (RM5,500, married, spouse working, 3 children) gives RM110.00 here too. The yearly tax line is an estimate of your e-Filing result.
What's the difference between Simplified and Complete modes?
Simplified mode uses the RM9,000 individual relief, your EPF contributions (up to RM4,000, EPF only) and your SOCSO and EIS contributions (up to RM350). Complete mode allows you to customize all tax reliefs including spouse, children, education, medical, and lifestyle expenses for a more accurate calculation.
Why is my net salary different from my payslip?
Common reasons: allowances, benefits or a bonus not entered under More options; a TP1 form your employer has (or does not have); overtime or back pay; or a start date part-way through the year. PCB is a monthly deduction, and the final tax is settled when you file for the year.
Can I claim more tax reliefs than shown here?
Yes. This calculator includes the most common reliefs. Others for YA 2026 include basic support equipment for a disabled family member (up to RM6,000), learning-disability assessment and treatment for children (up to RM10,000, within medical), first-home loan interest, EV charging and home CCTV (up to RM2,500), and entrance fees to tourist attractions and cultural programmes (up to RM1,000, YA 2026 only).
View complete LHDN tax relief list →Need More Information?
Visit these official resources for detailed information about your contributions and tax obligations:
EPF Malaysia (KWSP)
Official EPF portal for contribution rates, member services, and retirement planning
SOCSO (PERKESO)
Official SOCSO portal for contribution tables, EIS information, and claims
LHDN (Inland Revenue Board)
Official tax authority for income tax rates, reliefs, and e-Filing services
EPF, SOCSO & EIS Guide
Complete employer's guide to understanding Malaysian statutory contributions
