--- title: "Malaysia Salary Calculator 2026 - Calculate Take-Home Pay After Tax & Deductions" description: "Free Malaysia salary calculator for 2026. Calculate your net take-home pay, EPF, SOCSO, EIS contributions, and income tax (PCB/MTD). Accurate YA 2026 tax rates with detailed relief options." date: 2026-01-05 market: my canonical: https://foundingbird.com/my/tools/salary-calculator/ source: https://foundingbird.com/my/tools/salary-calculator/ --- EPF Calculator SOCSO Calculator Income Tax Calculator # Malaysia Salary Calculator 2026 Calculate your take-home pay with accurate EPF, SOCSO, EIS, and income tax deductions based on the latest YA 2026 regulations. Calculator Mode Fast calculation using standard tax reliefs (RM 9,000 individual + actual EPF contributions up to RM 4,000). [Learn more about contribution rates →](/my/blog/what-employers-should-know-about-epf-socso-and-eis) ## Basic Information Monthly Gross Salary (RM) Your basic monthly salary before any deductions Residency Status Resident (Progressive Tax) Non-Resident (30% Flat Tax) Employee Type Malaysian Citizen (< 60) Malaysian Citizen (≥ 60) Permanent Resident (< 60) Permanent Resident (≥ 60) Foreign Worker ## Tax Reliefs (YA 2026) ### Individual & Family Individual relief (RM 9,000) Spouse (non-working, RM 4,000) Children < 18 (RM 2,000 each) Children 18+ in education (RM 8,000 each) Disabled individual (RM 6,000) ### Insurance & Savings Mandatory EPF contributions (max RM 4,000) Enter your actual annual employee EPF contributions (11% of monthly salary × 12) SSPN contributions (max RM 8,000) ### Education & Medical Self education fees (max RM 7,000) Medical expenses (max RM 10,000) Parent medical (max RM 8,000) ### Lifestyle & Other Lifestyle (books, gym, internet, max RM 2,500) Childcare fees (max RM 3,000) **Total Tax Relief:** RM 9,000 Net Take-Home Pay (Employee) RM 0.00 Gross: RM 0.00 Deductions: RM 0.00 Total Employer Cost RM 0.00 Gross: RM 0.00 Contributions: RM 0.00 We help Malaysian founders start, run & grow their business. 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[![Zhi](/assets/images/zhi.png) WhatsApp Zhi](https://wa.me/601154155962) ## Monthly Breakdown Item Employer Employee Total EPF [ⓘ](/my/blog/what-employers-should-know-about-epf-socso-and-eis#1-employees-provident-fund-epf-contribution "Learn more about EPF regulations") \- \- \- SOCSO [ⓘ](/my/blog/what-employers-should-know-about-epf-socso-and-eis#2-social-security-organization-socso-contribution "Learn more about SOCSO regulations") \- \- \- EIS [ⓘ](/my/blog/what-employers-should-know-about-epf-socso-and-eis#3-employment-insurance-system-eis-contribution "Learn more about EIS regulations") \- \- \- Income Tax (PCB) \- \- \- **Total Deductions** **\-** **\-** **\-** ## Annual Summary Annual Gross Income RM 0.00 Annual Net Income RM 0.00 Total Tax Relief RM 0.00 Annual Tax Payable RM 0.00 **Disclaimer:** This calculator provides estimates based on 2026 rates and YA 2026 tax regulations. Actual amounts may vary based on additional allowances, bonuses, and specific circumstances. Always consult official [EPF](https://www.kwsp.gov.my), [SOCSO](https://www.perkeso.gov.my), and [LHDN](https://www.hasil.gov.my) resources for precise calculations. ## Understanding Your Salary Deductions ### EPF (Employee Provident Fund) Mandatory retirement savings for Malaysian citizens and PRs. Employees contribute 11%, employers contribute 12-13% based on salary. Foreign workers contribute 2% each (effective October 2025). [View official EPF contribution rates →](https://www.kwsp.gov.my/en/member/contribution/contribution-rate) ### SOCSO (Social Security) Provides Employment Injury and Invalidity protection. Capped at RM6,000 monthly salary since October 2024. Covers occupational accidents and certain health conditions. [View official SOCSO contribution tables →](https://www.perkeso.gov.my/en/rate-of-contribution.html) ### EIS (Employment Insurance) Temporary financial assistance for job loss. Both employer and employee contribute 0.2% each, capped at RM6,000 monthly salary. [View official EIS contribution rates →](https://www.perkeso.gov.my/en/eis-registration-contribution/eis-contribution-rate) ### Income Tax (MTD/PCB) Monthly tax deduction using YA 2026 progressive rates (0% to 30% for residents, flat 30% for non-residents). Actual annual tax may differ based on total income and reliefs. [View LHDN tax relief guidelines →](https://www.hasil.gov.my/en/individual/individual-life-cycle/tax-reliefs/) ## 2026 Income Tax Rate Table (YA 2026) Chargeable Income (RM) Rate Tax on Band (RM) 0 - 5,000 0% 0 5,001 - 20,000 1% 150 20,001 - 35,000 3% 450 35,001 - 50,000 6% 900 50,001 - 70,000 11% 2,200 70,001 - 100,000 19% 5,700 100,001 - 400,000 25% 75,000 400,001 - 600,000 26% 52,000 600,001 - 2,000,000 28% 392,000 Above 2,000,000 30% \- These rates are for resident individuals. Non-residents are taxed at a flat 30% rate. [View official LHDN tax rate schedule →](https://www.hasil.gov.my/en/individual/individual-life-cycle/how-to-declare-income/individual-tax-rates/) ## Frequently Asked Questions #### How accurate is this calculator? This calculator uses official 2026 rates from EPF, SOCSO, and LHDN. EPF, SOCSO, and EIS calculations are highly accurate. Income tax estimates are based on YA 2026 progressive rates and your selected reliefs. Your actual tax may vary based on bonuses, additional income, or special deductions. #### What's the difference between Simplified and Complete modes? **Simplified mode** uses standard tax reliefs (RM 9,000 individual + RM 4,000 EPF/insurance). **Complete mode** allows you to customize all tax reliefs including spouse, children, education, medical, and lifestyle expenses for a more accurate calculation. #### Why is my net salary different from my payslip? Differences can arise from: (1) Additional allowances not included in basic salary, (2) Bonuses and overtime affecting annual tax, (3) Different MTD calculation assumptions by your employer, (4) This calculator uses estimated monthly tax while actual tax is calculated annually. #### Can I claim more tax reliefs than shown here? Yes! This calculator includes the most common reliefs. Additional reliefs available in YA 2026 include: parental care (RM1,500), disabled children (RM6,000), home security equipment, EV charging facilities, and more. [View complete LHDN tax relief list →](https://www.hasil.gov.my/en/individual/individual-life-cycle/tax-reliefs/) ## Understanding Payroll in Malaysia ### 📚 Employer's Guide to EPF, SOCSO & EIS New to Malaysian payroll? Our comprehensive guide explains everything employers need to know about mandatory contributions, registration requirements, payment deadlines, and compliance penalties. 📊 Contribution Rates Complete tables for EPF, SOCSO, and EIS with 2026 updates including foreign worker requirements ⚖️ Compliance Rules Payment deadlines, registration requirements, and penalties you need to know 🌍 Foreign Workers New 2025 mandatory EPF requirements and contribution rates [Read the Complete Guide →](/my/blog/what-employers-should-know-about-epf-socso-and-eis) ### Need More Information? Visit these official resources for detailed information about your contributions and tax obligations: [ #### EPF Malaysia (KWSP) Official EPF portal for contribution rates, member services, and retirement planning ](https://www.kwsp.gov.my)[ #### SOCSO (PERKESO) Official SOCSO portal for contribution tables, EIS information, and claims ](https://www.perkeso.gov.my)[ #### LHDN (Inland Revenue Board) Official tax authority for income tax rates, reliefs, and e-Filing services ](https://www.hasil.gov.my)[ #### EPF, SOCSO & EIS Guide Complete employer's guide to understanding Malaysian statutory contributions ](/my/blog/what-employers-should-know-about-epf-socso-and-eis)